Lasting Power of
Attorney

£250
1st LPA

£150
2nd LPA

£50* off
for over 65's

Free phone: 0800 612 0558

How we can help
you

In the event that you became incapacitated through serious illness or injury, disability, stroke or dementia… who would you want looking after your property, finances, health and welfare? Your family that know and love you or… the Local Authority?

Man writing a Will

What is a Lasting Power
of Attorney?

If you lose capacity either through an accident or illness such as a stroke or dementia, someone needs to act on your behalf to carry out your personal and financial affairs. If you lose the legal capacity to make decisions for yourself, your bank accounts may be frozen (even if it is a joint account)* until someone can be appointed to make decisions for you. This inevitably can cause a lot of distress for friends and family as bills cannot be paid and pensions or benefits cannot be accessed.

A Lasting Power of Attorney (LPA) specifically deals with the appointment of one or more people to manage your affairs if you are unable to do so.

There are two types of LPA; one to choose who can make financial decisions for you (LPA Property and Financial Affairs) and the other where you can choose who should make decisions about where you should live and medical treatments etc. (LPA Health and Welfare).

A Lasting Power of Attorney (Property and Financial Affairs) can cover:

  • How your finances and property are managed
  • How your bills would be paid if you were unable to do this i.e. physically incapacitated or out of the country
  • How your assets would be dealt with i.e. selling your house to move to residential care

A Lasting Power of Attorney (Health and Welfare) covers aspects such as:

  • Giving or refusing consent to particular types of health care, including medical treatment decisions; or
  • Deciding whether you continue to live in your own home or whether residential care would be more appropriate for you.

Registering

An LPA must be registered with the Office of the Public Guardian before it can be used. Once registered, a Property and Welfare LPA can be used immediately but a Welfare LPA can only be used when you are not mentally capable of making your own decisions. The elements of an LPA and when it can be used.

When making an LPA you can appoint one or more persons to act as your attorney. These are usually the closest people to you who you trust to manage your affairs or make decisions about your health.

Jointly/Jointly and severally

You can appoint your attorneys, if there are more than one, to either act jointly, whereby all decisions must be made together or jointly and severally allowing them to each act alone.

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LASTING POWER OF ATTORNEY

£150 for 2nd LPA (£125 for over 65's)

In the event that you became incapacitated through serious illness or injury, disability, stroke or dementia… who would you want looking after your property, finances, health and welfare?

Free phone: 0800 612 0558